Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Summary:

The successful candidate for this position will be a high-performing colleague and report to the Senior Manager. Their objective is to use the TDBG Expense Policy to provide financial and business guidance and recommendations to our various stakeholders. The candidate will be responsible for expense analysis and executive-ready commentary on Travel and Expense (T&E) data. The candidate must demonstrate strong judgment and a strong command of the Expense Policy, including the ability to interpret and apply Policy requirements to non-standard or ambiguous scenarios and escalate appropriately when required. The candidate must have strong analytical and communication skills and have experience in delivering value-added business analysis and advice. Candidates must be committed to professionalism, highly organized, able to see the big picture, while paying attention to small details.

Department Overview:

The Expense Governance Team provides oversight, support, and independent review on the TDBG Expense Policy, including monitoring of compliance within an appropriate risk appetite framework.
The Team is comprised of energetic individuals committed to delivering lasting and sustainable results, multi-tasking, and meeting numerous deadlines, while having fun along the way. The Team is an area that recognizes and rewards initiative, independent thinking, and sound advice.
TDBG applies the 'Three Lines of Defense' model to risk management. Risks are owned and managed by the business (first line), which is responsible to develop, operate, and monitor sufficient controls. Risk Officers (and other governance roles) form the second line. The second line is independent of the business; it provides policies, standards and methodologies, and has the accountability and authority to assess and challenge the first line to ensure compliance with same. Internal Audit is the third line of defense, providing periodic independent verification of first and second line activities.
This role operates in a first line capacity in legal form but also plays a crucial second line monitoring and challenge function.

Specific Accountabilities:

• Provide proactive, high-quality financial analysis of Travel & Expense data with executive-ready commentary on key trends and compliance to Expense Policy (clear, concise, with depth & breadth)
• Provide advisory support to business partners and respond to ad hoc requests for business analysis with clear, timely, and audience-appropriate written and verbal communication
• Interpret and apply the Expense Policy, including providing clear rationale for decisions and recommendations; document and escalate non-standard or ambiguous scenarios as appropriate to ensure consistent outcomes
• Drive special projects and continuous improvement initiatives, including identifying potentially recurring policy misunderstandings and supporting targeted policy education and enablement materials
• Proactively identify financial opportunities or issues, conduct the necessary analysis to develop options, and offer well-supported recommendations to management while ensuring stakeholder guidance and responses remain aligned to the Expense Policy and risk appetite.

Job Requirements:

• Strong business acumen and analytical capabilities - ability to consolidate inputs into clear, concise analysis and ultimately business decisions and behaviour change
• Excellent analytical, logical, and organizational skills are required - able to provide clear and concise summaries of relevant data, observations, and recommendations to management (turning complexity into insight) in an executive-ready format
• Proven ability to think conceptually (use numbers to tell a story) and develop insights from complex data and communicate results
• Resourceful with a keen intellectual curiosity to ask questions about the business and understand the key drivers behind the results
• Demonstrated ability to interpret and apply policies/standards, including using sound judgment in non-standard scenarios and escalating appropriately to ensure consistent, policy-aligned outcomes
• Previous experience in expense management and financial analysis
• Process-oriented with a focus on development, improvement/enhancement, and transparency
• High competency level with Microsoft Office applications (Copilot, Excel, PowerPoint, and Word). Experience with Hyperion, Oracle Business Intelligence, Alteryx, and Tableau are considered an asset
• Ability to effectively work under tight timelines and prioritize deliverables to ensure that deadlines are met
• Excellent written and verbal communication skills and strong interpersonal skills to effectively interact with all levels of the organization, including producing executive-ready writing
• Proactive self-starter with the ability to see expense opportunities warranting further review and analysis.

What success looks like (first 90 days):

• Demonstrates strong command of the Expense Policy by accurately interpreting and applying requirements (including non-standard scenarios), documenting rationale, and escalating appropriately to drive consistent outcomes
• Delivers monthly/quarterly T&E reporting and executive-ready commentary that is clear and concise with adequate breadth and depth
• Provides timely, consistent, policy-aligned guidance to stakeholders and identifies key trends/compliance themes with practical recommended actions

Education and Accreditation

• Undergraduate degree
• Business degree and/or an accounting designation is an asset (or working towards)
• 5+ years of relevant experience
• Accounting designation preferred
• Experience in Risk Management, Compliance, and/or Audit is an asset

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet